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Thursday, 26 February 2026

 

📘 Recent Current Affairs – February 2026
Page 12 – Government Schemes & Policy Reforms


🔹 Multiple Choice Questions (MCQs)

Q1. Ayushman Bharat scheme primarily aims to:

A) Provide universal education
B) Offer health insurance coverage to vulnerable families
C) Promote agricultural exports
D) Strengthen defence production

Answer: B

Explanation: Ayushman Bharat provides health insurance coverage for economically vulnerable families, improving healthcare accessibility.
Q2. The PM Gati Shakti initiative focuses on:

1. Integrated infrastructure planning
2. Multi-modal connectivity
3. Defence procurement reforms

A) 1 only
B) 1 and 2 only
C) 2 and 3 only
D) 1, 2 and 3

Answer: B

Explanation: PM Gati Shakti integrates transport, logistics, and infrastructure planning for faster and efficient development.
Q3. The objective of Startup India initiative is to:

A) Increase regulatory hurdles
B) Promote innovation and entrepreneurship
C) Reduce digital infrastructure
D) Expand fossil fuel use

Answer: B

Explanation: Startup India supports innovation through funding, tax benefits, and ease-of-doing-business reforms.
Q4. Direct Benefit Transfer (DBT) improves governance by:

A) Increasing administrative layers
B) Ensuring targeted subsidy delivery
C) Delaying fund transfers
D) Reducing digital transparency

Answer: B

Explanation: DBT transfers benefits directly into beneficiaries’ bank accounts, reducing leakages and corruption.

🔹 Analytical Questions

Q5. Evaluate the impact of integrated infrastructure policies like PM Gati Shakti on economic growth.

Explanation: Integrated planning reduces project delays, improves logistics efficiency, lowers transportation costs, and enhances industrial competitiveness.
Q6. Discuss how welfare schemes contribute to inclusive development.

Explanation: Health insurance, income support, and direct subsidies improve living standards, reduce inequality, and strengthen social security.

 15 Marks Mains Model Answer

Q7. “Policy reforms must ensure efficiency, transparency, and inclusiveness.” Examine with reference to recent government schemes.

Introduction: Effective governance requires schemes that are transparent, efficient, and inclusive.

Body:
  • Ayushman Bharat and health inclusion
  • PM Gati Shakti and infrastructure coordination
  • Startup India and innovation ecosystem
  • Direct Benefit Transfer reforms
Conclusion: Holistic reforms combining technology, institutional capacity, and accountability mechanisms are vital for achieving sustainable and inclusive growth.

© 2026 Shaktimatha Learning Recent Current Affairs Series – Page 12 (Government Schemes & Policy Reforms)

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